Introduction
This data privacy policy (the “Policy”) describes how YOPSA FINANCIAL SERVICES collects, uses, and shares your personal information when you use our website, mobile app, or other products or services (the “Services”).
Information we collect
We collect the following types of personal information from you:
- Contact information, such as your name, email address, and phone number.
- Financial information, such as your bank account information and credit history.
- Transaction information, such as the details of your loans and repayments.
- Device information, such as the IP address of your device and the type of browser you use.
- Usage information, such as the pages you visit on our website and the features you use.
- Demographic information, such as your age, gender, and location.
- Other information you provide to us, such as your social media handles and your answers to surveys.
How we use your Information
We use your personal information for the following purposes:
- To provide you with the Services.
- To process your loans and repayments..
- To assess your creditworthiness.
- To improve our Services.
- To send you marketing communications.
- To comply with applicable laws and regulations.
We may share your personal information with the following third parties.
- Our service providers, who help us to provide the Services, such as our payment processors and our credit bureaus.
- Our affiliates, who may offer products or services that may be of interest to you.
- Government agencies, if required by law.
- Other third parties, with your consent.
Your Rights
You have the following rights with respect to your personal information:
- The right to access your personal information.
- The right to correct any inaccurate personal information.
- The right to have us erase your personal information (Subject to legal advice).
- The right to restrict our processing of your personal information.
- The right to port your personal information to another organization.
- The right to withdraw your consent to our processing of your personal information.
- The right to complain to a data protection authority.
Changes to this Policy
We may update this Policy from time to time. The most current version of the Policy will always be posted on our website.
Acceptance
By using the Services, you agree to the terms of this Policy.