Mudaraba Investment Account (Fixed Account)

Yopsa offers a wide range of Shariah-compliant financial solutions designed to promote stability, dignity, and long-term prosperity.

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Mudaraba Investment Account (Fixed Account)

A Shariah-compliant investment option with fair profit-sharing

Yopsa offers a Mudaraba Investment Account, where members invest their money for a fixed period under a partnership model.

How it works

Members are the Rabbul-Mal (providers of capital).
Yopsa is the Mudarib (investment manager).
Money is invested in Shariah-compliant ventures.
Profit is shared according to a pre-agreed ratio.
Members may earn up to 60% of the profits, depending on performance.
No guaranteed returns, no interest, no unethical investments.

Why it matters

This model encourages disciplined savings, gives members access to ethical investment income, and strengthens community wealth.

Fully Shariah-compliant.
Fully transparent.
Fully empowering.

*Terms and conditions apply.